Marine Insurance

Marine insurance covers loss or damage to cargo, ships, ports, and offshore assets during transit—making it essential for domestic and international trade. In the UAE, this includes marine cargo insurance, which protects goods transported between origin and destination by sea, air, or land.


Whether you're exporting petrochemicals from Ruwais or importing luxury cars into Jebel Ali, marine insurance ensures your shipments reach safely. At InsuranceHub.ae, we connect you with leading UAE underwriters so you can compare quotes and secure comprehensive coverage—quickly and easily online.

What does marine insurance provide cover for?

Vessel Protection
Vessel Protection

Marine insurance offers coverage for vessels, including ships and boats, safeguarding against damage from accidents, weather, or other unforeseen incidents during their voyages.

Cargo Protection
Cargo Security

It provides protection for cargo being transported by sea, ensuring compensation in case of loss, damage, or theft while in transit.

Marine Liability
Liability Shield

Marine insurance also includes liability coverage, covering legal and financial responsibilities in cases of accidents, collisions, or injury to third parties during maritime operations.

Port Liability
Port and Harbor Security

It extends to cover assets and liabilities associated with ports and harbors, safeguarding against property damage, equipment loss, and potential legal claims arising within these maritime facilities.

Offshore
Offshore Operations

Marine insurance can provide coverage for offshore activities, such as oil and gas exploration, protecting against property damage, environmental liabilities, and equipment losses in these specialized maritime operations.

Yacht Protection
Yacht and Pleasure Craft Insurance

It also includes coverage for yacht and pleasure craft owners, offering protection for their vessels, personal property on board, and liability for accidents or injuries that may occur during recreational boating.

Who Benefits from Marine Insurance?

Ship Owner

Ship Owners and Operators Ship owners and operators, whether they manage cargo vessels, fishing boats, or pleasure crafts, should have marine insurance to protect their valuable maritime assets from various risks on the water.

Cargo Ship

Cargo Owners and Shippers Businesses involved in transporting goods via sea routes, including importers, exporters, and logistics companies, need marine insurance to safeguard their cargo from potential losses during transit.

Oil Rig

Offshore Industry Players Companies engaged in offshore operations, such as oil and gas exploration or renewable energy projects at sea, should invest in specialized marine insurance to manage the unique risks and liabilities associated with these ventures.

Choose Insurancehub, we take care of

paperwork

Complex paper works & Compliance

Hassle Free

Hassle Free Claim Insurance

Best Plan

Getting the best Insurance Plans

Why is Marine Insurance Essential in UAE?

Marine insurance is mandatory coverage in the UAE. A vessel must have hull and machinery indemnity insurance coverage to be accepted at major UAE ports. Insurance is a must because of the following:

  • High-risk nature of the marine industry
  • Unpredictable mishaps at sea
  • Natural disasters at sea

Who Needs Marine Insurance?


  • Importers & exporters

  • Shipowners and charterers

  • Freight forwarders and NVOCCs

  • Port and terminal operators

  • Offshore energy contractors

  • Our Coverage Options


    1. Marine Cargo Insurance Covers

    Protect goods door-to-door against loss, damage, theft, and general average. Options include:


  • Institute Cargo Clauses A, B, C
  • Stock throughput policies
  • Project cargo and heavy lift endorsements

  • 2. Marine Hull and Machinery Insurance

    Full protection for commercial vessels, workboats, and pleasure craft. Includes collision liability, removal of wreck, and machinery breakdown.


    3. Marine Business Insurance Packages

    Combine property all risks, employer’s liability, and errors & omissions for logistics service providers in one cost-efficient bundle.


    4. Specialist Extensions

  • War & strikes risk

  • Piracy buy-back

  • Reefer malfunction

  • Cyber risk for vessel OT systems

  • Why Choose Insurancehub.ae?


  • Market Reach: 50+ marine insurance providers compete for your business on one platform

  • Expert Advisors: Ex-P & I club surveyors guide you through wording and survey requirements.

  • Transparent Quotes: Net premiums, deductibles, and clauses displayed side by side.

  • Digital Convenience: Upload cargo manifests, request certificates, and track claims online 24/7.

  • Savings: Clients save up to 40 % compared to traditional brokers

  • Benefits of Choosing an InsuranceHub.ae in Dubai for Marine Insurance


    Our valuable customers can expect complete customer satisfaction for their Marine Insurance. Just 5 reasons can drive you to make InsuranceHub.ae your ultimate choice.

    • We have 20,000+ happy customers who have chosen us for their insurance needs.
    • Dedicated professionals to help you choose the best insurance policy for your Marine insurance.
    • Easy and Reliable 3-step process to get your insurance online
    • 78.3% of our customers choose us because insurance is easy and affordable.
    • We are active on WhatsApp messenger, and insurance policies are sent through WhatsApp for fast delivery

    Our 3-Step Process


  • Fill a one-page questionnaire about voyage routes and cargo/vessel details

  • Compare live quotes and recommended options from our marine desk.

  • Pay securely and receive policy documents instantly—ready for port authorities.

  • Claims Support That Delivers


  • Immediate surveyor dispatch anywhere in the world

  • Online document upload and status updates

  • Average settlement time: 12 business days

  • Compliance & Confidence


    Insurancehub.ae is Central Bank-approved and partners only with rated carriers like Tokio Marine, GIG, and AXA. Browse our dedicated pages for deeper insights:


  • Marine Hull and Machinery Insurance

  • Tokio Marine Insurance

  • Talk to a Marine Insurance Specialist Today


    Navigate confidently with Insurancehub.ae. Click “Get Quote,” call +971-4-xxx-xxxx, or start a live chat to secure the best marine insurance solution for your next voyage.


    FAQs About Marine Insurance

    Do I need marine insurance if the seller has FOB terms?
    Yes. Under FOB, the buyer assumes risk once goods cross the ship’s rail. Secure your own marine cargo insurance policy.
    Can I get a blanket policy for multiple routes?
    Open covers allow unlimited shipments within agreed parameters, billed monthly.
    Is survey compulsory for hull insurance?
    Commercial vessels over 15 years typically require a pre-cover condition survey.
    What documents are needed for a cargo claim?
    Bill of lading, commercial invoice, packing list, survey report, and claim form.

    Get your marin insurance today and protect your business from mishaps.

    Talk to our Advisor