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Anyone with statutory health insurance can change their health insurance every 18 months. You should use this right to change! Because the cheapest health insurance in dubai now differ considerably in their contributions and voluntary additional benefits – and changing is very easy.

At insurancehub.ae, we make choosing the right health insurance in Dubai simple and stress-free. We compare policies to help you find the most affordable option that meets your needs. If you’re unsure, our experts are here to guide you. Plus, you’re covered at all times during the switch and can easily return to your old provider if needed.

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The additional contribution from the statutory health insurance companies

Since the beginning of 2015, the statutory health insurance companies have been. Savings in health insurance making additional contributions, the amount of which depends on their financial situation. This additional contribution is payable in addition to the general contribution rate of 14.6 percent.

In 2020, the average additional contribution, which is determined annually by the group of statutory health insurance providers, is 1.1 percent. The following applies: Cash registers that do-good business get by with lower contributions.


Most insured persons have to pay half of the additional contribution themselves. The employer has taken over the other half of employees since 2019. So, if you switch to a cheap checkout, you can save money – month after month.


Example: You can save that amount

An employee with an annual gross income of AED 56,250 pays around AED 377 per month for the cheapest health insurance in Dubai, which includes an additional contribution of 1.5%. By switching to a cheaper plan without any additional contributions, the employee would only pay AED 342 per month, saving around AED 420 per year.


At insurancehub.ae, we provide comprehensive insurance comparisons in the UAE. To find the cheapest life insurance in the UAE, it’s essential to compare quotes from multiple insurers. This allows you to understand the market better and secure the most competitive rates


Voluntary benefits from the health insurance in Dubai

Around 95 percent of the benefits of a health insurance company are required by law and are the same for all insurance companies. In addition, however, the health insurance companies offer voluntary additional benefits that go beyond the statutory range of benefits. These additional services differ from cash register to cash register.we are a cheapest health insurance in dubai

Some health insurance companies offer additional preventive medical check-ups or provide treatments for alternative medicine – such as for homeopathic or osteopathic therapies.

Other health insurance companies pay their members a grant for professional tooth cleaning or offer discounted dentures.

Different Types of Health Insurance

Health insurance is a must-have if you are residing in Dubai as it protects you from uncertain financial burdens and all other benefits attached to it.

There are basically 4 types of Health Insurance in Dubai:

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Individual Health Insurance

It’s a kind of health insurance that covers an individual from all the medical expenses which a policyholder incurs during an uncertain medical emergency.

02

health insurance in abu dhabi

Family Health Insurance

This is a kind of Health Insurance plan that covers your entire family from any uncertain Medical emergency expenses against the cover amount promised by the Insurance provider.

03

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Group Health Insurance

This is a kind of Health Insurance that is generally provided by an organization for its employees.

04

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Critical Health Insurance

This is a kind of Health Insurance that covers specific diseases that are life-threatening and is not covered under general health insurance

It requires the Policyholder to visit the Hospital quite often for regular and timely health checkups.

Examples of additional health insurance services in Dubai

HomeopathyMany health insurance companies will reimburse you for homeopathy up to a certain amount per year.

As part of a homeopathic treatment, the body’s self-healing powers should be activated by adding special substances. These often consist of herbal ingredients or minerals and are taken in the form of globules or drops or applied as an ointment.

Osteopathy Some health insurance companies reimburse you for the costs of osteopathic services up to a certain amount per year. As part of an osteopathic treatment, the body’s self-healing powers are to be activated by manual therapy.

Based on the idea that all structures in the body – such as bones, muscles, tendons and organs – are connected, the osteopath tries to track down and treat movement restrictions.

Subsidy for professional teeth cleaning Some health insurance companies will reimburse you for professional dental cleaning up to a certain amount per year. Regular professional tooth cleaning can reduce the risk of dental diseases.

Treatments such as tartar are removed during treatment so that fewer bacteria can settle there. Teeth cleaning is especially recommended for people with an increased risk of tooth decay or periodontists, the elderly and children with braces.

Discounted dentures There is a statutory minimum care for dentures, which all Cheapest health insurance Abu dhabi companies have to take over. In addition, some health insurance companies contribute to the cost of dentures up to a specified amount. The health insurers often work with certain doctors or dental laboratories.

If the insured person receives treatment there or if he receives his dentures from the selected laboratory, he will receive the benefit at a lower price.Many health insurance companies require regular check-ups at the dentist for this grant.

Additional checkupsMany preventive medical check-ups, which are covered by all Cheapest health insurance Abu dhabi companies as a statutory service, can only be taken after a certain age.

Some health insurance companies offer this service to younger members or pay for additional check-ups. These include skin cancer screening, a colonoscopy or special examinations for breast cancer screening.

Bonus programsMany health insurers reward their members with an active and healthy lifestyle through bonus programs. To do this, for example, you have to take part in health courses or take certain preventive examinations. Those who can prove certain activities receive bonus points from their health insurance. These points can then be exchanged for a reward.

The health insurance companies pay money or issue bonuses or vouchers for special services.

Frequently Asked Questions about Statutory health insurance in Dubai


Is health insurance mandatory in Dubai?

Yes, health insurance is mandatory for all Dubai residents under the UAE's Health Insurance Law. Employers are required to provide health insurance for their employees.



What health insurance options are available in Dubai?

InsuranceHub offers a wide range of health insurance plans for Dubai residents, including individual, family, and corporate coverage. Browse the plans on our website to find the best options for your needs.


What does Dubai health insurance typically cover?

Health insurance in Dubai typically covers outpatient and inpatient treatments, emergency services, maternity care, surgery, and prescription medications. Coverage details may vary depending on the plan.


Comparison of statutory health insurance

Use InsuranceHub.ae’s free and non-binding health insurance comparison. With our comparison calculator you can quickly and easily find the best health insurance for you and save up to 420 AED a year. At a glance, you can compare which important additional services the individual health insurance companies offer. Our calculator also shows you how much you save compared to your current health insurance.

Our comparison of statutory health insurance takes into account numerous health insurers that are open throughout UAE or in individual federal states.


The advantages of InsuranceHub.ae Agents in Dubai


  • Convenient and simple: You compare numerous Cheapest health insurance Abu dhabi companies comfortably and easily.
  • Personal:Our experts advise you individually and competently – Monday to Friday from 8 a.m. to 8 p.m.
  • Clever: You can see your annual savings at a glance.
  • Free exchange service:Our offer is absolutely free for you.

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