Car Insurance in Abu Dhabi

  • Securing Car Insurance in Abu Dhabi is more than a legal requirement—it’s your financial safety net on UAE roads. At insurancehub.ae, we connect you with 50+ licensed providers so you get the best car insurance in Abu Dhabi at the right price, minus the paperwork.


Looking To Buy Car Insurance in Abu Dhabi?

  • Insurancehub.ae makes it easy to compare and buy reliable car insurance in Abu Dhabi. Protect your new vehicle from accidents, theft, natural disasters, or vandalism—because peace of mind starts with the right coverage
  • By law, all car owners in Abu Dhabi must have valid insurance. We help you find the most affordable and trusted policies from top providers. Looking for cheap life insurance in UAE too? We’ve got you covered.

Types of Car Insurance


Comprehensive Car Insurance and Third-Party Insurance are the two types of car insurance plans available in the market.


Comprehensive Car Insurance

  • Comprehensive car insurance is ideal for new or financed vehicles, offering extensive protection for you and others. It covers:
  • Own-damage repairs (accidents, fire, theft, vandalism)

  • Third-party liability up to AED 2 million

  • Personal accident benefits

  • Agency repairs and roadside assistance

  • If you want maximum protection, experts recommend adding optional covers such as natural calamities, GCC extension, or replacement car services.

    Third-Party Insurance

    • This is the most basic and legally mandatory car insurance in the UAE, especially popular for older vehicles or those on a budget. It provides:

  • Coverage for damages or losses caused to another person or their vehicle

  • Lower premiums compared to comprehensive policies

  • Note: It does not cover damage to your own vehicle. However, you can add optional extras like fire & theft protection or an Oman extension to enhance your coverage

    Third-Party vs. Comprehensive Insurance At a Glance

    Here’s a quick comparison of the two primary types of car insurance available in Abu Dhabi to help you decide which is right for your needs and budget.

    Feature Third-Party Liability (TPL) Comprehensive Insurance
    Your Car's Damage Not Covered Covered (for accidents, fire, theft, etc.)
    Other Person's Damage Covered Covered
    Injuries to Others Covered Covered
    Cost Lower Premium Higher Premium
    Peace of Mind Basic legal compliance Complete protection

    Your decision ultimately depends on how much risk you're willing to take and the value of your car


    Finding cheap car insurance in Abu Dhabi means balancing cost with coverage. It's about carefully comparing plans across providers to ensure you’re not just saving money, but also securing the protection that truly matters

    Step-By-Step Guide to Comparing Insurance Online

    Now that you understand what affects your insurance costs, it’s time to act—quickly and easily with Insurancehub.ae

    Skip the phone calls and office visits. Compare dozens of quotes in minutes, right from your sofa.

    Our platform is simple, fast, and designed to show you real, relevant deals. Just enter a few details to get started

    Step 1: Enter Your Details

    Let’s kick things off by filling out a simple online form. This is where you provide the key info insurers need to generate accurate quotes. Remember: honesty and accuracy matter—entering the right details ensures the prices you see are the ones you’ll actually pay

    Steps 2: Compare Your Quotes

    After submitting your details, the comparison tool gets to work. It fetches quotes from multiple top insurers in the UAE, giving you a wide range of options to review. Instead of being stuck with a single quote, you get to see how different providers stack up for the same type of coverage

    But don’t just grab the cheapest option on the screen. That low rate might be for a basic Third-Party Liability (TPL) plan. In contrast, a slightly higher premium could get you a Comprehensive Insurance policy with broader protection. The smart move? Look for the best value, not just the lowest cost.

    Step 3: Analyse and Customise

    Now it’s time to think beyond the numbers. Take a closer look at what each policy offers so you know exactly what you’re paying for

    Platforms like Insurancehub.ae make it easy to filter and sort policies based on your preferences. This final step turns your insurance search into a smart, informed decision. You’ll walk away with a policy that’s not only budget-friendly—but also offers the coverage you actually need

    Why Choose Insurancehub.ae for Online Car Insurance in Abu Dhabi?

    Market-Leading Network


    Partnered with top-rated car insurance companies in Abu Dhabi, we deliver exclusive premiums, policy add-ons, and multi-vehicle discounts you won’t find elsewhere


    Three-Step Online Journey


    • Fill the Car Insurance Form in under two minutes
    • Compare live premiums and coverage perks
    • Pay securely and receive your e-policy instantly—perfect for same-day registration or renewal

    Transparent Car Insurance Cost in Abu Dhabi


    Our algorithm analyses real-time market data, driver profile, and vehicle metrics to deliver the most competitive car insurance cost in Abu Dhabi every day of the year. Expect savings up to 40 % versus walk-in rates


    Vehicle Type Starting Premium* Average Car Insurance Abu Dhabi Price 2024
    Sedan 1.6 L AED 735 AED 820
    SUV 2.5 L AED 880 AED 990
    Luxury Coupe AED 1,450 AED 1,620

    *Prices based on 25–50 year-old driver with a clean driving record.

    Instant Car Insurance Quote Abu Dhabi


    Skip phone queues—generate a same-day Car Insurance Quote in Abu Dhabi and lock your rate before it changes. All policies are Central-Bank approved and backed by A-rated reinsurers


    Renewal & Registration Made Simple


    Your policy details sync automatically with Abu Dhabi Police and TAMM, streamlining your next Vehicle Registration Renewal in Abu Dhabi. No PDFs, no stamps, no waiting


    How to Claim Insurance for Car Accident in Abu Dhabi


  • Obtain the police report (green/red) at the scene

  • Upload report and photos via our claims portal

  • Receive repair approval SMS, typically within 60 minutes

  • Deliver or tow your car to the assigned garage

  • Collect vehicle post-repairs; sign satisfaction note

  • Our 24/7 claims concierge handles paperwork with car insurance companies in Abu Dhabi, so you stay mobile



    Benefits of having a Car / Motor insurance in Abu Dhabi

    • Covers your expenses you incur due to the motor damage.
    • Safety from Legal Implecations.
    • Protection from financial liabilities
    • Protection from the cost of third-party property damages

    FAQs About Car Insurance Abu Dhabi

    How often should I compare car insurance Abu Dhabi price?
    At least once per year, ideally 30 days before renewal. Prices fluctuate in response to loss ratios and promotional campaigns.
    What Documents Do I Need to Buy Insurance Online?
    Buying car insurance online in Abu Dhabi is incredibly fast, but only if you have your documents ready to go. You'll just need clear digital copies of a few key items.
    • Your Emirates ID (both the front and back).
    • Your valid UAE driving licence.
    • Your car’s registration card (also known as the Mulkiya).
    If you’re bringing a no-claims bonus from a previous insurer, you might also need a certificate from them or a copy of your old policy. Having these files saved on your phone or computer makes the whole online application process smooth and hassle-free. On a related note, if you’re an international resident or visitor, knowing the International Driving Permit requirements is essential before you even think about driving or getting insured in Abu Dhabi.
    Can I secure cheap car insurance Abu Dhabi on a sports car?
    Performance vehicles attract higher risk loading, yet brokers can still obtain 10–15 % loyalty discounts or seasonal offers
    Can I Add Extras Like Roadside Assistance to a Basic Policy?
    Yes, you absolutely can. Insurers in Abu Dhabi are pretty flexible these days. They let you customise your policy with optional add-ons, even if you’re starting with a more basic plan. Some of the most popular extras include roadside assistance, personal accident cover for yourself and your passengers, and a courtesy car to use while yours is in the garage.
    While these add-ons will nudge your premium up a bit, the value and convenience they provide can be immense. It’s also critical to remember just how serious the consequences are for driving without any insurance at all. You can learn more about what happens if you don’t have motor insurance to fully grasp the legal and financial risks you’d be taking.

    How To Choose the best Car Insurance for that caters to Your Needs?