Nextcare Insurance
Nextcare Insurance is becoming the go-to name for expats and UAE nationals who want transparent, hassle-free health cover without breaking the bank. In this in-depth guide, we examine why Nextcare Insurance has surged in popularity across Dubai and the wider Emirates, how its network and plans compare, and the smartest ways to buy or renew your policy online with insurancehub.ae.
Why Nextcare Insurance Is Dominating the UAE Health Scene
- Strong regional footprint – Nextcare, part of the international Allianz Partners group, manages medical claims for more than three million members in the Middle East.
- Extensive provider network – Over 1,400 hospitals and clinics in the UAE alone, plus 12,000+ facilities across the GCC and MENA.
- Digital-first claims – The MyNextcare mobile app lets you submit reimbursement claims in under two minutes.
- Tailored plans for every visa class – Whether you hold a Dubai residency visa, an Abu Dhabi golden visa, or a free-zone investor permit, there is a Nextcare Insurance plan designed to meet emirate-specific regulations.
Stat: DHA data shows that 91 percent of residents prefer insurers with direct settlement networks rather than reimbursement-only models (Dubai Health Authority, 2024).
Key Nextcare Insurance Plans to Know
1. Essential Benefits Plan (EBP)
Created for domestic workers and lower-income employees earning under AED 4,000 per month. Premiums start at AED 650 per year, meeting DHA minimum cover rules.
2. Classic Silver
A mid-tier option popular with SME employers and families. Covers outpatient, maternity, and pre-existing conditions after a short waiting period. Co-payments range from 10 to 20 percent.
3. VIP Gold
Designed for executives who need global emergency cover, direct access to Dubai’s top hospitals, and annual limits up to AED 5 million.
4. Shifa TPA Network Plan
An add-on for self-funded corporates who want Nextcare Insurance to act solely as third-party administrator (TPA) while retaining control of underwriting.
For a deeper dive into benefits, see our dedicated comparison page on Nextcare Medical Insurance.
The Nextcare Insurance Network: What’s Included?
Nextcare’s “GN+ Network” grants cashless access to premium facilities such as:
- Mediclinic City Hospital
- NMC Specialty Dubai
- American Hospital Dubai (selected departments)
- Cleveland Clinic Abu Dhabi (VIP Gold only)
Outside the UAE, the “MENA Network” includes flagship hospitals in Saudi Arabia, Qatar, Bahrain, Oman, Jordan, and Lebanon, making it ideal for frequent business travelers.
How Much Does Nextcare Insurance Cost in 2025?
Below is an indicative range (inclusive of VAT). Final premiums depend on age, visa type, and optional benefits.
| Plan | Annual Limit | Age 18–35 | Age 36–50 | Age 51–60 |
|---|---|---|---|---|
| Essential Benefits | AED 150k | AED 650 | AED 900 | AED 1,250 |
| Classic Silver | AED 500k | AED 1,450 | AED 1,980 | AED 3,200 |
| VIP Gold | AED 5 million | AED 5,400 | AED 6,900 | AED 9,800 |
Tip: Request an instant quote on insurancehub.ae to lock in early-renewal discounts of up to 10 percent.
Buying Nextcare Insurance Online in Three Steps
- Compare live quotes – Use the insurancehub.ae engine to view side-by-side premiums from 50+ insurers, including Nextcare Insurance UAE.
- Get expert advice – A Central Bank-approved advisor explains exclusions, co-pays, and network tiers via WhatsApp or phone.
- Pay securely & receive e-card – Complete payment online; your digital Nextcare Insurance card arrives in your inbox within minutes.
Need help choosing? Chat instantly on our Insurance provider page.
Pros & Cons at a Glance
| Pros | Cons |
|---|---|
| Large GN+ network across all emirates | VIP plans carry higher deductible on US treatment |
| Fast claims via MyNextcare app | No standalone dental add-on; must upgrade tier |
| Competitive price vs similar TPA networks | Limited wellness rewards compared to NAS |
Still undecided? Explore our full list of Insurance Company partners or call 800-HUB1 to speak with a licensed consultant today.
