NAS Insurance Maternity Coverage: An Absolute Guide with InsuranceHub.ae
Expecting a baby in 2025? NAS Insurance maternity coverage is among the most sought-after solutions for families across the UAE. This guide answers trending questions about cost, inclusions, and how InsuranceHub.ae helps you compare NAS plans side by side.
What Is NAS Insurance?
NAS is one of the UAE’s largest third-party administrators (TPAs), partnering with top insurers such as Sukoon, ADNIC, and Orient. A NAS-branded network card means access to 3,000+ hospitals, clinics, and pharmacies, plus streamlined claims processing.
Why Choose NAS for Maternity?
- Wide OB-GYN network that includes Mediclinic City Hospital and Corniche.
- Digital pre-authorization for scans and delivery packages reduces paperwork.
- Competitive premiums when purchased via InsuranceHub.ae thanks to negotiated bulk rates.
NAS Maternity Coverage at a Glance
| Feature | Basic NAS Plan | Enhanced NAS Plan |
|---|---|---|
| Prenatal visits | 8 GP + 3 specialist | Unlimited specialist |
| Ultrasound scans | 3 included | 6 included |
| Normal delivery limit | AED 10,000 | AED 20,000 |
| C-section limit | AED 12,000 | AED 25,000 |
| Newborn cover | 30 days, AED 150,000 | 90 days, full annual limit |
| Waiting period | 12 months | 6 months |
What Does NAS Maternity Insurance Include?
1. Prenatal Care
- Scheduled gynecology and obstetrics check-ups.
- Ultrasounds, blood work, and tests.
- Medicines and supplements prescribed during pregnancy.
- Costs for normal delivery (vaginal).
- Coverage for a C-section (if required).
- Post-delivery hospital stay and treatment.
3. Postnatal Care
- After-birth consultations.
- Treatment and medications.
- Screening of newborn and vaccines.
- Emergency procedures, including C-sections.
- Treatment for pregnancy-related complications.
Cost of NAS Maternity Plans in 2025
Premiums vary by age, visa status, and add-ons. As a ballpark:
- Basic NAS maternity add-on: starts at AED 4,200 per year.
- Enhanced NAS maternity rider: AED 6,500–7,800 annually.
InsuranceHub advisers can often secure promotional discounts of up to 10 % for early sign-up.
Why Do You Need NAS Maternity Coverage?
- Cost savings – Greatly reduces out-of-pocket payments.
- Quality healthcare access – Be treated at the best hospitals and clinics in the UAE.
- Newborn protection – Coverage for baby’s medical care right from birth.
- Legal requirement – UAE law mandates maternity coverage as an add-on to health insurance.
How to Choose the Right NAS Maternity Plan
- Check hospital preference: If you plan to deliver at a premium facility like Danat Al Emarat, pick a NAS A network plan.
- Compare limits vs expected costs: Private C-section bills can touch AED 45,000. Ensure your plan’s cap matches.
- Consider newborn benefits: Opt for extended newborn cover if you prefer private NICU services.
- Review waiting periods: Couples already pregnant cannot bypass the wait; seek alternate solutions like top-up covers.
Key Comparison Tips
- Use InsuranceHub.ae’s filter to rank NAS plans by maternity limit, network tier, and premium.
- Read sub-limit fine print: some policies split limits between doctor fees and hospital charges.
- Factor in co-pays on pharmacy items such as prenatal vitamins.
How InsuranceHub.ae Adds Value
- Instant side-by-side quote engine for NAS Insurance maternity coverage.
- Dedicated maternity expert to explain DHA rules, visa requirements, and newborn registration timelines.
- Online claim assistance if you need reimbursement for out-of-network prenatal tests.
Ready to secure comprehensive NAS Insurance maternity coverage? Visit InsuranceHub.ae today, compare updated 2025 plans, and enjoy expert guidance every step of the way.
